an interrelated set of solutions designed to meet employment needs: job-seekers and employers.

Diversification is a risk management strategy that creates a mix of various investments within a portfolio. A diversified portfolio contains a mix of distinct asset types and investment vehicles in an attempt to limit exposure to any single asset or risk.

Community Wealth Building (CWB) is an economic development model that transforms local economies based on communities having direct ownership and control of their assets. It challenges the failing approaches that have been widely accepted in American economic development for too long, and addresses wealth inequality at its core.

The Co-op Principles (sometimes called Rochdale Principles) are a set of guidelines for the operation of cooperatives stewarded by the International Cooperative Alliance (ICA).

A situation when an individual wants to sell his company for more money than the buyer is willing to pay

DisCOs are a set of organizational tools for people interested in commons-oriented and feminist cooperatives. An alternative to Decentralized Autonomous Organizations, or DAOs, DisCOs offer a distributed and cooperative model.

The choice of legal entity for an employee owned company, e.g., C corp, S corp, LLC, etc.

An ESOP that is formed from a sponsoring company organized as an LLC through a workaround (since LLC's cannot own stock)

A non-disclosure agreement (NDA) is a legal contract that prohibits the recipient from sharing confidential information they receive from the disclosing party. NDAs protect businesses by restricting employees from disclosing trade secrets or proprietary information.

In the Explore stage, a business owner learns the benefits and options of different exit options and decides where to invest further time and resources. The essential question is whether a given exit option will meet the outcomes desired by the seller.

Synergy is the concept that the combined value and performance of two companies will be greater than the sum of the separate individual parts. This often to applies to both the revenue and expense side of the profit and loss statement of the new combined business.

S corporations pass their income, losses, deductions, and credits to shareholders for federal tax purposes, allowing these amounts to be taxed at individual rates and avoiding double taxation.

Recognition that a business meets some body of criteria according to a certifying body of some kind.

The DCIF offers a compliant strategy to avoid classification as an "investment company" under the Investment Company Act of 1940, which allows flexibility in raising community capital, primarily focusing on real estate investments (at least 60% of its assets are non-securities).

In a seller financed business sale, the seller allows the buyer to pay off a portion of the price of the business over time with interest.

Refers to any unique auditing or testing pertaining to EO companies, such as 409(p) S ESOP anti abuse testing.

A SHARE is a financial instrument designed for startups seeking capital without traditional equity or debt structures. Issued by a company to an investor in exchange for a specified purchase amount, combining elements of revenue-sharing and equity ownership.

A viewpoint of doubtfulness pertaining to one or more of the merits of becoming an EO company, typically net resulting in the viewpoint that EO is not a wise exit option.

The evaluation of different types of employee ownership by a selling owner, and making a choice between them based on the relative strengths and weaknesses of each type.

Statistics pertaining to EO companies, e.g., how many EO companies there are, increases to EBITDA following EO conversion, etc.

of looking or feeling more diverse, without any meaningful participation, and often